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Greek Tax Number – Clearly Explained2026-10-24T02:05:17+03:00

So you know what to expect in Greece

Greek Tax Number (AFM) Made Easy to Understand

Greek Tax Number (AFM) Clearly Explained

So you know what to expect in Greece

Understanding the Greek Tax Number (AFM) | Without the Greek Tax Number (AFM), your plans in Greece will stall – whether buying a house, opening a bank account, or signing an internet contract. Our article Applying for a Greek tax number (AFM) explains why it is essential. And that’s exactly where the stress begins for many. Because on paper, it all sounds simple – in reality, it often looks completely different.

Many people think: “Just go to the tax office, submit the application, done.” In Greece, however, things rarely go that smoothly. Instead, there are different requirements depending on the region, unclear procedures, and often long waiting times. When the language barrier is added to the mix, it quickly becomes tedious. This way, you not only lose time but also your patience

Why the Greek Tax Number (AFM) is your most important first step in Greece

  • Rent or buy property

  • Electricity, Water, and Internet

  • Open a bank account

  • Buying or Using a Vehicle

Greek Tax Number (AFM) Clearly Explained

What is the Greek tax number (AFM)?

The AFM (Αριθμός Φορολογικού Μητρώου, pronounced “Arithmós Forologikoú Mitróou”) is your personal tax number in Greece. It has nine digits, is issued once and stays with you for life – even if you move house or leave Greece again later.

  • The Greek tax number is not the same as your German tax ID (Steuer-ID). Both numbers exist side by side.
  • It is not your social security number – in Greece, that is the AMKA.
  • The tax number itself is issued free of charge by the Greek tax authority.

What you need the tax number for in Greece

  • Buying or renting property – for the purchase contract at the notary as well as for a rental agreement. You can find suitable properties under Properties.
  • Opening a bank account – no tax number, no bank account. More on this: Bank Account in Greece.
  • Electricity, water, internet, mobile phone – every contract is linked to your tax number. See Electricity, Gas & Internet.
  • Buying or bringing a car – for registration and taxes. See Bringing Your Car.
  • Pension and taxes – for example if, as a retiree, you want to use the 7% flat tax.

Do I need the tax number while I still live in Germany?

Yes. The Greek tax number is not tied to a residence in Greece. If, for example, you buy a property but continue to live in Germany for the time being, you receive it as a non-resident. Your address in Germany and your German tax identification number are recorded.

If you move to Greece later, you keep the same number. Your address and tax residence then have to be updated with the tax office.

Do I need a tax representative in Greece?

Since 2024, a tax representative is optional for people living abroad (Law 5104/2024). The representative only receives mail from the tax office on your behalf – they are not liable for your tax obligations. If you do not appoint a representative, the tax office for non-resident taxpayers in Attica (KEFODE Attikis) is automatically responsible. Whether a representative makes sense in your case is something we discuss in the initial consultation.

How it works – step by step

The Greek tax authority (AADE) has digitalised the process considerably in recent years:

  1. Online registration – your details are entered via the AADE platform. You receive a reference number.
  2. Booking the video call – with this number, an appointment is booked in the myAADElive service. New slots are released every morning after 10:00 (Greek time).
  3. Identification by video call – a tax office employee checks your ID and documents by video.
  4. Tax number and Kleidarithmos by email – after a successful check, you receive the certificate of your tax number and a personal key (Kleidarithmos) by email.
  5. Access to Taxisnet – with the Kleidarithmos you activate your login for Taxisnet, the online portal of the Greek tax authority. You will need these credentials later for many further steps.

Alternatively, identification is also possible in person at a Greek tax office. Our role: we explain every step, prepare the documents together with you, check them for completeness and accompany you to the appointment – with translation if required.

What to look out for with your documents

  • A valid ID document – an expired ID is not accepted.
  • German tax identification number, if you live in Germany.
  • Married or in a registered partnership? Then the marriage or partnership certificate is usually required – for German certificates with an apostille and an official translation into Greek.

Common pitfalls – and how to avoid them

  • Expired ID: check the expiry date before an appointment is booked.
  • Missing marriage certificate or translation: the apostille and translation take time – best to request them early.
  • Different spellings of your name: your name should be written everywhere exactly as in your ID – this saves problems later with the bank and the notary.
  • No access to your email address: the tax number and Kleidarithmos arrive by email. Use an address you check regularly.
  • Missed appointment: free video call slots are scarce. If you miss your appointment, you have to book a new one.

After the tax number – the next steps

With the tax number, the foundation is laid. It is usually followed by the social security number AMKA, the Greek bank account, the electricity, water and internet contracts and, for retirees, checking the 7% flat tax. You can find an overview of all services under Services.

For an overview of all steps – from planning to everyday life in Greece – read the guide Moving to Greece.

Frequently asked questions about the Greek tax number (AFM)

What do I absolutely need the tax number for in Greece?2026-10-19T09:09:56+03:00

The tax number (Arithmos Forologikou Mitroou) is the most important key to your life or investments in Greece. Without this number, you cannot open a bank account, buy property, register a car, or sign contracts for electricity or internet. It is always the first, mandatory step.

What documents do I need?2026-10-19T18:45:28+03:00

Your effort is minimal. In most cases, we only need a legible copy of your ID card or passport, your current residential address, an email address, and a mobile number.

We’ll tell you in the initial consultation whether any additional documents are required in your case.

How long does it take to receive my Greek tax number?2026-10-12T00:04:31+03:00

As a rule, it takes just a few business days for the tax number to be issued—provided all documents are complete.

That’s exactly why we review them together beforehand: if anything is missing, the appointment is delayed unnecessarily.

We’ll tell you how long it will take in your case during the initial consultation.

Do I need to be in Greece in person?2026-10-12T00:04:39+03:00

No, personal presence is not required in most cases.

There are several ways. Which one suits you depends on your situation—we will clarify this during the initial consultation.

1. Remote preparation
You do not need to travel to Greece for this. We will discuss in advance which documents are required and what the process looks like in detail.

2. Identification via video call
You will receive an appointment with the relevant tax office in Greece and identify yourself there via video call. We will prepare the documents together.

3. In person on-site
If you are in Greece anyway, I will accompany you to the appointment and translate for you.

What does your assistance with the tax number cost?2026-10-19T09:10:00+03:00

For preparing your documents and personal assistance, we charge a one-time service fee of €150 (incl. 24% VAT). There are no hidden costs. You know from the start what to expect.

Tax Number in Greece – how we assist you:

Our personal assistance for your AFM:

Only €150
(incl. 24% VAT)

We prepare everything with you and guide you step-by-step through the entire process.

No hidden fees, no unanswered questions.

Note: We are a private advisory service and not a government authority. The AFM itself is free of charge at the Greek tax office. Our fee covers the consultation, the preparation of all documents and – if needed – personal assistance.